Protecting Your Workplace from Violence

According to OSHA, 2 million American workers are victims of workplace violence each year. That is a pretty scary statistic if you ask me. As employers, what do you do to protect your employees? OSHA Fact Sheet states the best protection employers can offer is to establish a zero-tolerance policy toward workplace violence against or by their employees. The employer should establish a workplace violence prevention program or incorporate the information into an existing accident prevention program, employee handbook, or manual of standard operating procedures. It is critical to ensure that all employees know the policy and understand that all claims of workplace violence will be investigated and remedied promptly. In addition, employers can offer additional protections such as the following:

  •  Provide safety education for employees so they know what conduct is not acceptable, what to do if they witness or are subjected to workplace violence, and how to protect themselves.
  • Secure the workplace. Where appropriate to the business, install video surveillance, extra lighting, and alarm systems to minimize access by outsiders through identification badges, electronic keys, and guards.
  • Provide drop safes to limit the amount of cash on hand. Keep a minimal amount of cash in registers during evening and late-night hours.
  • Equip field staff with cellular phones and hand-held alarms or noise devices, and require them to prepare a daily work plan and keep a contact person informed of their location throughout the day. Keep employer-provided vehicles properly maintained.
  • Instruct employees not to enter any location where they feel unsafe. Introduce a “buddy system” or provide and escort service or police assistance in potentially dangerous situations or at night.
  • Develop policies and procedures covering visits by home health-care providers. Address the conduct of home visits, the presence of others in the home during visits, and the worker’s right to refuse to provide services in a clearly hazardous situation.

For more tips from OSHA click here.

On October 1, 2011 new standards went into effect in Connecticut that requires health care employers with 50 or more full or part-time employees to create workplace safety committees to help prevent violence. For the purpose of this Act, “health care employer’ is any institution, as listed by the Act or defined in section 19a-490 of the Connecticut General Statutes, including hospitals, residential care homes, nursing homes, rest homes, home health care agencies, homemaker-home health agencies, assisted living services agencies, facilities for the care or treatment of mentally ill persons or persons with substance abuse issues, residential facilities for persons with intellectual disabilities and community health centers. Litchfield Insurance Group will be hosting an informative webinar in early March, addressing key requirements for forming your committee and keeping your employees safe. Final details of this event will be posted soon.

A Healthier Organization in 2012

January is here, the month of resolutions. I had to chuckle yesterday morning as I left the gym. Not a single treadmill or elliptical machine was empty. It was jam-packed as people started their New Year’s Resolution to lose weight and get healthy. The sad truth is, by March 1st there won’t be a wait for those machines because people will quickly revert back to their old ways which for many, doesn’t include the gym. Common excuses will create noise in their heads. “I don’t have the time” or “It is too expensive” or “I will never see the results I want to see” Remember this: Same habits equals same results.

Sometimes we need a little nudge from a personal trainer to help us get to where we need and want to be. Maybe this year is the year we hire a trainer at the gym to keep us motivated and on track.

What does this have to do with insurance you ask? I remember sitting at one of my meetings last year with who is now a loyal client. He looked at me at the end of our meeting and said with a smile on his face, “Litchfield Insurance Group is exactly what we need to get where we need to be.”  “You are like the trainer at the gym…you are that extra push we need to get our Risk Management strategies underway.”

Litchfield Insurance Group is more than just an insurance agency. We are Risk Management Consultants. My goal this year is to be your trainer. I want to educate you on how we can help reduce your Total Cost of Risk, through a variety of different strategies, making your organization much more attractive to the insurance marketplace.Being properly insured is your first step. Making sure you are proactively handling areas of risk within your organization is your second step. Together we can help implement the following for your organization to make it a healthier one:

  • Claims Management
  • Risk Management Education
  • Human Resource Compliance
  • Legal Assistance
  • FMLA, ADA, COBRA Compliance
  • Safety Trainings
  • Safety Committees
  • Wellness Programs
  • Sexual Harassment Prevention Training
  • OSHA Compliance

Check back weekly as I share some success stories and proven Risk Management strategies and techniques we have implemented for our clients over the years.

2012 is here! Let’s make it a great one!